Fixed Rate Bonds

Our range of Private Banking Fixed Rate Bonds present an excellent opportunity to earn a guaranteed return on your investment. These are exclusive to Private Banking clients and our competitive bonds are released for a limited term at selected periods throughout the year.

For up-to-date rates and further information, please arrange an appointment with one of our Relationship Managers.

Our Fixed Rate Bonds are available to Private Banking customers who hold a Flexible Current Account, a Flexible Plus Current Account or an Instant Access Savings Account. If you don't already hold one of these accounts, your Relationship Manager can arrange to open one for you at the same time as opening your Fixed Rate Bond.

* The term of the bond expires at a set maturity date and may be slightly longer than the terms of three months, six months or one year.

** Interest for Bonds with balances below £50,000 will be paid net (after deduction of tax at the rate specified by law - currently 20%). For Bonds with balances of £50,000 or above interest will be paid gross. Interest is not paid tax-free. You are responsible for your own tax payments. Interest option is paid on the anniversary of cleared funds and at maturity. For the one year bond with the monthly interest option interest is paid monthly on the same day each month after your funds clear until maturity. For the six month bond interest is paid on maturity. And for the three month bond interest is paid on maturity. For balances below £50,000, interest is paid net of tax.

*** On the one year bond, there is the option to have interest paid annually, or monthly at a slightly lower rate. You cannot switch once the bond is open.