Banking

Our Private Banking service is designed to help you with everything from the day-to-day running of your accounts, to dealing with all your saving and borrowing needs. The service is exclusively available to Bank of Scotland Private Banking clients who have at least £250,000 in savings and investments or a yearly, sole income of at least £100,000.

As a Private Banking client, you'll have your very own Relationship Manager. We have a network of Relationship Managers in offices throughout the UK. You can either call into your local office to discuss your banking or your Relationship Manager will visit at a time and location that suits you.

More about some of our Private Banking products:

• Premier Current Account – A Current Account exclusively tailored to Private Banking clients which includes added value benefits such as Travel Insurance, Mobile Phone Insurance, Car Breakdown Cover and many more. Find out more about the account, its associated benefits and their individual terms and conditions. 
• Premier savings accounts - the instant access Private Banking Premier Investment and Premier Reserve Accounts offer attractive tiered interest rates on all balances above £2,500 and give clients  a convenient and easy way to manage their money. Find out more about our Premier savings accounts. 
• Flexible Current Account - designed to meet your needs by covering all your day-to-day banking and bespoke lending requirements.
• Currency Account - this account is tailored for clients who want to manage day to day foreign currency transactions (most major currencies available) whilst avoiding unnecessary exchange rate conversion fees. Find out more about the Currency Account.
• Other Private Banking services also include help with making most of your savings and raising finance.

We believe that the combination of our flexible financial products and local decision-making means you can do your banking with a minimum of inconvenience. This leaves you with time to concentrate on the things that are most important to you.

Managing your accounts

When you choose one of our specialist products, you'll have access to our Telephone Banking Service. This is available 24 hours a day, seven days a week and is staffed by customer service staff based in Scotland.

You will also have access to our Internet Banking. This allows you to view and manage accounts, pay bills, set up and change standing orders and much more.