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Specialist pension advice
A-Day, 6th April 2006, was the date when new pensions simplification legislation came into force in Britain. It's still not too late to seek advice and find out where you stand with your pension and what you can do to try and protect and maximise your investments.
So what's changed?
- One single tax regime has replaced eight different schemes - all pensions are now subject to the same tax treatment.
- You can now invest in virtually any type of pension you wish.
- New allowances have replaced contribution and benefit limits.
- New rules on tax-free cash benefits have been introduced.
- You can now draw on your pension whilst still working.
- The age at which you can take your benefits has changed.
- New benefit options for annuities and alternatively secured pensions have been introduced.
- New transitional protection measures are available.
Whatever your personal situation, our experts will guide you through the options, and advise on ways in which to potentially secure a better future based on a selection of our products and those of other providers.
Make an obligation-free appointment with one of our experts today
Your Client Manager will meet you at a time and place that's convenient for you and will help you understand the recent legislation changes in more detail and their impact on your plans for retirement. There's no obligation and it could make a big difference to the value of your retirement fund in the years to come.
Who can join?
Our clients generally earn £50,000 a year or more, or have complex investment, retirement, inheritance tax or business planning requirements.
If you have more basic financial planning requirements please visit the Bank of Scotland website.
Contact us
To take advantage of the benefits of our Investment Service, simply call us, or e-mail us today.
0870 121 4899
